and now for perspective against the bankruptcy bill from a conservative republican:

And who are the banks to be talking about personal responsibility when they're making bad loans? Why should the government bail out banks that issue credit cards with high limits to college students? Why make the law tighter to protect companies that lend money to people in tight circumstance and then charge exorbitant fees if they're late on their payments?...

So the Senate is ready to get tough with poor families who have borrowed too much, but not with the predatory lenders who squeeze them with usurious interest rates.

I am ashamed to note that every Republican senator in Washington voted for this special-interest bonanza. These so-called conservatives should believe in the market and chastise irresponsible lenders....

If the Senate can pull the "personal responsibility" card on families whom they say are buying big-screen televisions on small-screen incomes, surely they can also target companies that lend money to people who can't possibly pay it back. If these lenders can't lend responsibly, they shouldn't expect the government to bail them out.